Legal Blog

Homeowners at risk of losing their house to foreclosure may be able to keep it by filing for bankruptcy. Although not a cure-all, bankruptcy – in particular, Chapter 13 bankruptcy – may buy homeowners extra time to reorganize their finances …

While the economic downturn affected everyone, some homeowners had a particularly tough time as they saw their mortgages sold from one company to another and discovered promises made by one lender not being honored by the next. The result was …

The after effects of the mortgage crisis are still making their way through the court system – and judges don’t like what they’re seeing. Neither does New York bankruptcy attorney Michael H. Schwartz. In fact, Attorney Schwartz’s client advocacy resulted …

Identity theft is on the rise. In 2012 alone, 12.6 million Americans were victimized by this crime, according to a survey conducted Javelin Strategy and Research. Identity theft is when someone steals your personal information and uses it without permission. …

So, you finally requested your credit reports, and now you see that they have incorrect information. There is a remedy. According to the Federal Trade Commission (FTC), the Federal Credit Reporting Act requires that both the credit reporting company and …

To determine whether you have a good credit score that maybe affected by bankruptcy or whether past-due bills have already affected your credit score, check your credit report. Consumers are eligible for one free credit report from the three big credit-reporting companies …

Even successful celebrities face financial problems that lead to bankruptcy. Country singer Willie Nelson, for example, filed bankruptcy in 1990. According to therichest.org, Nelson put money in a tax shelter that was determined to be illegal. With a tax debt amounting to …

The leading consumer bankruptcy law firm of Michael H. Schwartz, P.C., appears in a special section featuring the state of New York’s top legal talent. White Plains, NY (Vocus / PRWEB) December 20, 2012 – White Plains bankruptcy attorney Michael …

“I’ve read that that just one year after bankruptcy, one in four Chapter 7 debtors was again struggling to pay routine bills vs Chapter 13 debtors.” It seems one of the only beneficial provisions of BAPCPA was the post-filing CDE. …